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Senior AI Scam Defense

You will not just learn about scams. You will leave protected. This program teaches the behavioral core that defeats scam families that do not exist yet: the active pause, the callback protocol, and the family code word, drilled until they are automatic. You complete the hardening lab on your own accounts, so you walk out with frozen credit, a locked phone number, a claimed Social Security account, and bank alerts that are facts, not intentions. You watch a voice clone and a deepfake get made in minutes, under a strict consent protocol, so the threat stops being mysterious. You learn which payment rails can be reversed and which cannot, because the money rail decides the outcome. And the people around the senior are covered too: the trusted person module protects independence without accusing the family in the room, and the CSFDP track certifies the directors, administrators, and caregivers who deliver the defense. Every statistic is labeled counted, estimated, or industry forecast. No fear, no urgency theater, no shame. Calm, capable, and respectful of your intelligence.

0 of 109 topics completed55h total

This program opens in 2026. We can tell you the day it does.

Full curriculum

Every module and topic in Senior AI Scam Defense. The first topics are open free with no account; the rest unlock with access.

Module 0: Know Your Money Rails

0.1 The eight rails and which ones give money back
0.2 Wire Transfers: The Hours That Decide Everything
0.3 ACH and Regulation E: the protections you actually have
0.4 Zelle and the instant apps: fast, popular, and effectively final
0.5 Gift Cards and Crypto Kiosks: The Rails Built to Be Gone
0.6 Cash and Gold Couriers: When a Stranger Comes to Your Door
0.7 What to Say to the Bank in the First Hour
0.8 Why a credit card is your safest rail

Module 1: The Behavioral Core

1.1 Why Urgency Works on Everyone: Biology, Not Intelligence
1.2 The Active Pause: The Ten Seconds That Break the Script
1.3 The callback: hang up and dial the number you already had
1.4 Why "It Sounded Like Her" Is No Longer Evidence
1.5 Your Family Code Word: Set It Here, Never Say It on the Phone
1.6 Your trusted contact on file: one form, filed today
1.7 The Graduation Drill: A Live Urgent Call You Must Interrupt
1.8 The screen can lie, the mailbox can help

Module 2: The Hardening Lab

2.1 Freezing Your Credit at All Three Bureaus
2.2 Fraud alerts, and the notification a widow or widower should file
2.3 Locking your phone number: port out protection and a SIM PIN
2.4 Claiming your Social Security account before someone else does
2.5 Bank alerts and the withdrawal threshold you choose
2.6 Dual authorization: a second signature on large transfers
2.7 Your email is the master key: a password manager and two factor
2.8 Your Medicare number is a credit card
2.9 Device updates and the app permission audit
2.10 The Privacy Protocol, Deferred Steps, and the 90 Day Re-Drill
2.11 Your Voice Is a Password: The Exposure Audit

Module 3: The Demystification Lab

3.1 What a voice clone actually is, and how little it needs
3.2 Consent, deletion, and nothing leaves the room
3.3 A face that never existed, generated while you watch
3.4 Watching a machine run the whole conversation
3.5 The debrief: ten minutes, free, first try
3.6 Companion apps: friendly by design, and designed to keep you
3.7 Vetting an AI helper before you install it

Module 4: Impersonation and Emergency Scams

4.1 The Family Emergency Call, from the Inside
4.2 When It Is Her Voice: The Cloned Emergency
4.3 Government Impersonation, Social Security, Medicare, and the IRS
4.4 Warrants, Jury Duty, and the Badge on the Phone
4.5 The Pop Up on Your Screen and the Stranger in Your Computer
4.6 The Gold Bar Variant, When the Fake Agent Tells You to Buy Metal
4.7 The second strike: the people who come back to help you
4.8 Who Is Actually on the Other End, and Who Prosecutes Them
4.9 Virtual Kidnapping: The Scream, the Ransom, and the Meetup
4.10 Pay Right Now or Else: Utility Shutoff and Arrest Threats

Module 5: Relationship and Investment Scams

5.1 The Long Approach: How a Relationship Scam Is Actually Built
5.2 The investment that grows on a screen: how the fake platform works
5.3 The rail underneath it: crypto, and why the bank cannot help
5.4 The famous face endorsing the opportunity
5.5 Grief as a Target, and Obituary Hygiene for Your Family
5.6 The person on the other end may not be free either
5.7 Getting out, and telling one person today

Module 6: Everyday Transaction Scams

6.1 The unpaid toll and the waiting parcel: text message scams
6.2 QR codes, the sticker over the real one
6.3 Charity appeals and the disaster that makes you hurry
6.4 The contractor at the door with a deal today
6.5 Prizes, lotteries, and the inheritance from a stranger
6.6 Medicare enrollment season and the free test that is not free
6.7 Products that promise to protect you, and the subscription that will not end
6.8 The rail check as a daily habit
6.9 Online pharmacy and miracle cure scams
6.10 Timeshare exit and resale scams
6.11 Veterans benefits and pension poaching
6.12 Funeral and burial goods overcharging
6.13 Online shopping scams

Module 7: Account and Asset Theft

7.1 SIM swap: when someone else becomes your phone number
7.2 Account Takeover Starts With a Help Desk, Not a Hacker
7.3 Check washing and mail theft
7.4 Deed theft: someone else's name on your house
7.5 Reverse mortgages and the equity in your walls
7.6 The Job That Moves Money: Why You Must Never Be the Mule
7.7 Sextortion and the photograph that may not even be real
7.8 Poisoned answers: the fake support number in a search result or an AI reply

Module 8: The Trusted Person

8.1 What it looks like when the person is known
8.2 Why Almost Nobody Reports This One
8.3 Power of attorney: what it gives away and what it does not
8.4 Guardianship: The Protection That Can Become the Danger
8.5 A Second Set of Eyes: View Only Access and a Second Trusted Person
8.6 Adult Protective Services: who they are and what actually happens
8.7 How to Be a Trustworthy Helper: The Page You Give Your Family

Module 9: The First 24 Hours

9.1 Stop contact and keep everything
9.2 The call to the bank, for real this time
9.3 Filing at IC3.gov and ReportFraud.ftc.gov, and What Happens Next
9.4 Adult Protective Services, police, and the state attorney general
9.5 The two national numbers worth having in your wallet
9.6 Before you leave: the second call that will come
9.7 Your laminated first hour card, assembled and rehearsed

Module 10: CSFDP: Threat Command and Reporting Law

10.1 Reading the IC3 Annual Report Without Misquoting It
10.2 Government counted against industry forecast: the source discipline you teach
10.3 Teaching the Rails and the Behavioral Core at Instructor Depth
10.4 Recognizing Exploitation by a Known Person, as Staff
10.5 The loss and reporting asymmetry, stated correctly every time
10.6 Mandatory reporting: your state, your role, your duty
10.7 Documentation standards, and what happens after a report
10.8 The Live Disclosure Decision Tree

Module 11: CSFDP: Facility Protocols and Incident Command

11.1 Out of Band Verification for Any Resident Initiated Large Transfer
11.2 Your Escalation Policy, Adapted From What Banks Already Do
11.3 Transaction hold cooperation with partner banks
11.4 Vetting an AI companion or helper app before it enters the building
11.5 Resident Education at Intake, Not at the Annual Talk
11.6 Running the first 24 hours as a facility, not as an individual
11.7 Working with bank fraud teams, Adult Protective Services, and police

Module 12: CSFDP: Teaching, Ethics, and the Practicum

12.1 Tiering by Capacity: Choosing A1, A2, or A3 Without Ever Asking an Age
12.2 The A3 conversation: structural protection and the attorney referral line
12.3 Accessibility as Instruction, Not Accommodation
12.4 Shame free language, drilled until it is automatic
12.5 Running the Demystification Lab safely
12.6 Running the Hardening Lab Under the Privacy Protocol
12.7 Scope of Practice, Liability, and Marketing Ethics
12.8 The Practicum