After completing this program, you will be able to:
Curriculum · 13 modules
- 0.1 The six rails and which ones give money backfree
- 0.2 Wire Transfers: The Hours That Decide Everythingfree
- 0.3 ACH and Regulation E: the protections you actually havefree
- 0.4 Zelle and the instant apps: fast, popular, and effectively finalfree
- 0.5 Gift Cards and Crypto Kiosks: The Rails Built to Be Gonefree
- 0.6 Cash and Gold Couriers: When a Stranger Comes to Your Doorfree
- 0.7 What to Say to the Bank in the First Hourfree
- 1.1 Why Urgency Works on Everyone: Biology, Not Intelligence
- 1.2 The Active Pause: The Ten Seconds That Break the Script
- 1.3 The callback: hang up and dial the number you already had
- 1.4 Why "It Sounded Like Her" Is No Longer Evidence
- 1.5 Your Family Code Word: Set It Here, Never Say It on the Phone
- 1.6 Your trusted contact on file: one form, filed today
- 1.7 The Graduation Drill: A Live Urgent Call You Must Interrupt
- 2.1 Freezing Your Credit at All Three Bureaus
- 2.2 Fraud alerts, and the notification a widow or widower should file
- 2.3 Locking your phone number: port out protection and a SIM PIN
- 2.4 Claiming your Social Security account before someone else does
- 2.5 Bank alerts and the withdrawal threshold you choose
- 2.6 Dual authorization: a second signature on large transfers
- 2.7 Your email is the master key: a password manager and two factor
- 2.8 Your Medicare number is a credit card
- 2.9 Device updates and the app permission audit
- 2.10 The Privacy Protocol, Deferred Steps, and the 90 Day Re-Drill
- 3.1 What a voice clone actually is, and how little it needs
- 3.2 Consent, deletion, and nothing leaves the room
- 3.3 A face that never existed, generated while you watch
- 3.4 Watching a machine run the whole conversation
- 3.5 The debrief: ten minutes, free, first try
- 3.6 Companion apps: friendly by design, and designed to keep you
- 3.7 Vetting an AI helper before you install it
- 4.1 The Family Emergency Call, from the Inside
- 4.2 When It Is Her Voice: The Cloned Emergency
- 4.3 Government Impersonation, Social Security, Medicare, and the IRS
- 4.4 Warrants, Jury Duty, and the Badge on the Phone
- 4.5 The Pop Up on Your Screen and the Stranger in Your Computer
- 4.6 The Gold Bar Variant, When the Fake Agent Tells You to Buy Metal
- 4.7 The second strike: the people who come back to help you
- 4.8 Who Is Actually on the Other End, and Who Prosecutes Them
- 5.1 The Long Approach: How a Relationship Scam Is Actually Built
- 5.2 The investment that grows on a screen: how the fake platform works
- 5.3 The rail underneath it: crypto, and why the bank cannot help
- 5.4 The famous face endorsing the opportunity
- 5.5 Grief as a Target, and Obituary Hygiene for Your Family
- 5.6 The person on the other end may not be free either
- 5.7 Getting out, and telling one person today
- 6.1 The unpaid toll and the waiting parcel: text message scams
- 6.2 QR codes, the sticker over the real one
- 6.3 Charity appeals and the disaster that makes you hurry
- 6.4 The contractor at the door with a deal today
- 6.5 Prizes, lotteries, and the inheritance from a stranger
- 6.6 Medicare enrollment season and the free test that is not free
- 6.7 Products that promise to protect you, and the subscription that will not end
- 6.8 The rail check as a daily habit
- 7.1 SIM swap: when someone else becomes your phone number
- 7.2 Account Takeover Starts With a Help Desk, Not a Hacker
- 7.3 Check washing and mail theft
- 7.4 Deed theft: someone else's name on your house
- 7.5 Reverse mortgages and the equity in your walls
- 7.6 The Job That Moves Money: Why You Must Never Be the Mule
- 7.7 Sextortion and the photograph that may not even be real
- 7.8 Poisoned answers: the fake support number in a search result or an AI reply
- 8.1 What it looks like when the person is known
- 8.2 Why Almost Nobody Reports This One
- 8.3 Power of attorney: what it gives away and what it does not
- 8.4 Guardianship: The Protection That Can Become the Danger
- 8.5 A Second Set of Eyes: View Only Access and a Second Trusted Person
- 8.6 Adult Protective Services: who they are and what actually happens
- 8.7 How to Be a Trustworthy Helper: The Page You Give Your Family
- 9.1 Stop contact and keep everything
- 9.2 The call to the bank, for real this time
- 9.3 Filing at IC3.gov and ReportFraud.ftc.gov, and What Happens Next
- 9.4 Adult Protective Services, police, and the state attorney general
- 9.5 The two national numbers worth having in your wallet
- 9.6 Before you leave: the second call that will come
- 9.7 Your laminated first hour card, assembled and rehearsed
- 10.1 Reading the IC3 Annual Report Without Misquoting It
- 10.2 Government counted against industry forecast: the source discipline you teach
- 10.3 Teaching the Rails and the Behavioral Core at Instructor Depth
- 10.4 Recognizing Exploitation by a Known Person, as Staff
- 10.5 The loss and reporting asymmetry, stated correctly every time
- 10.6 Mandatory reporting: your state, your role, your duty
- 10.7 Documentation standards, and what happens after a report
- 10.8 The Live Disclosure Decision Tree
- 11.1 Out of Band Verification for Any Resident Initiated Large Transfer
- 11.2 Your Escalation Policy, Adapted From What Banks Already Do
- 11.3 Transaction hold cooperation with partner banks
- 11.4 Vetting an AI companion or helper app before it enters the building
- 11.5 Resident Education at Intake, Not at the Annual Talk
- 11.6 Running the first 24 hours as a facility, not as an individual
- 11.7 Working with bank fraud teams, Adult Protective Services, and police
- 12.1 Tiering by Capacity: Choosing A1, A2, or A3 Without Ever Asking an Age
- 12.2 The A3 conversation: structural protection and the attorney referral line
- 12.3 Accessibility as Instruction, Not Accommodation
- 12.4 Shame free language, drilled until it is automatic
- 12.5 Running the Demystification Lab safely
- 12.6 Running the Hardening Lab Under the Privacy Protocol
- 12.7 Scope of Practice, Liability, and Marketing Ethics
- 12.8 The Practicum
Every title is real and every topic is built. Open topics are free to try; the rest unlock with access.
How mastery is proven
Completion is not the bar here. Every claim on your credential is earned through assessment, and your final Mastery Score is built from two halves.
Every topic ends in a server-graded assessment. Pass at 80% or the next topic stays gated. Your running average becomes half of your Mastery Score.
Finish every topic and face the summit: a timed, open book final exam of scenario judgment (open book on purpose: we test judgment, not memory), or a rubric-graded capstone project you actually build.
Your credential lives at a permanent signed URL. Employers scan it, see every verified competency with real scores, and can ask it questions grounded in what you actually passed.
Scenario responses are graded on four dimensions no multiple-choice exam can measure:
One focused 30-minute session per topic on the required path. The depth (full read, audio, slides, infographic, prompts) is there when you want it, never forced.
9 Content Formats Per Topic
Every topic delivers knowledge through multiple modalities for deeper retention.
Built sourced, shipped verified
Every topic is researched against real, cited sources, then scanned for gaps, bias, hallucination, and outdated material before it ships. Every review pass is logged with evidence, so the quality bar is verifiable, not a claim. The content you learn from has been pressure-tested before it reaches you.
The opening topics are open to everyone, with no account needed. Create one free to save your progress and earn your credential.
Frequently Asked Questions
No. The program adapts to your role: executive, technical, legal, clinical, or any other.
Every topic is researched against real sources and checked for gaps, bias, hallucination, and outdated material before it ships. When the rules move, the content moves with them.
A completion record with your assessment score. Pass every core topic and the program mastery exam to earn your signed GAGE credential: a living record anyone can verify in seconds by scanning its QR seal. Bonus tracks add visible evidence but never gate the credential.
Many certification bodies accept self-reported outside training: IAPP members, for example, can self-report relevant non-IAPP training at 1 CPE per hour of study, validated by proof of completion or an assessment, within 90 days of the activity. Your GAGE credential is built for exactly that kind of proof: it records the program and every mastery assessment you passed, with scores, at a link your certifying body can open. Check your own body's policy before relying on it.